Voluntary Benefits

In today’s increasingly complex business environment, employing human capital can be overwhelming to keep up with for companies of every size. Navigant works with companies with just a few employees to organizations with thousands of employees.

  • Benefit Program Design
  • Group Welfare Plans
  • Program Management
  • RFP Design
  • Voluntary Benefits

Voluntary Benefits Increase Job Satisfaction and Retention
In today’s very competitive employment market, attracting and retaining top executives is a priority for many companies and is more challenging than ever. Voluntary benefits offer an outstanding recruiting and retention tool while enhancing the company’s existing benefits program.

Based on current surveys, elective voluntary benefits offered in conjunction with companies’ core benefits, is growing in importance. A survey by Guardian Life indicates that roughly 73% of companies of all sizes now offer voluntary benefits. Equally important, a LIMRA study found that more than 60% of employees considered voluntary benefits important to their decision to select a new job.

Voluntary Benefits Enhance Value to Employees and Help Control Costs

 “We were frustrated with choosing between providing benefits for our valued employees and maintaining a viable balance sheet. Navigant solved that issue by taking an intelligent look at all our current benefits then recommending a better program of paid and voluntary benefits from a blend of carriers. Better coverage, happy employees, lower overall cost—thanks Navigant!”

Mike Houle, Benefits Manager

Navigator™, exclusively from Navigant, is a comprehensive consultative approach to integrating value-added employee-paid benefits along with company-paid benefits. For employers seeking to reduce their overall benefit program costs while increasing the value of its benefits package to employees, no other program measures up. Navigator™ offers your employees these important advantages at little or no cost to you:

  • Increased Choice of Programs
  • Affordable Insurance to Close Gaps in Coverage
  • Group Pricing
  • Limited Underwriting
  • Work/Life Enhancement
  • Convenient Workplace Enrollment
  • Convenience of Payroll Deduction
  • Peace of Mind From an Employer-Reviewed Program

 Navigator™, offers the employer significant advantages:

  • Increased Employee Satisfaction
  • Potential Productivity Gain
  • Increased Employee Retention
  • Potential Cost Savings
  • Ease of Adoption and Implementation
  • Transfer of Fiduciary Risk
  • Comprehensive Review of Current Benefit Program
  • Analysis of Current Coverages, Exposures and Costs
  • BCG’s Independence to Select the Best Insurance Carriers
  • Assistance in Developing a Benefit Program Strategy That Meets Your Current and Future Needs

Available voluntary benefits
Following is a list of some of the most popular employee-paid benefits available through our Navigator™  program:

  • Critical Illness and Cancer Insurance
  • Long-Term Care Insurance
  • Dental Insurance
  • Vision Insurance
  • Short- and Long-Term Disability
  • Financial Services
  • Legal Plans
  • Life Insurance
  • Auto and Home Insurance

For more information about Navigator™

Quick and Easy Enrollment Process
HR professionals might be concerned that voluntary benefit programs will burden their busy schedules. Navigator™ is a simple process that makes enrollment fast and easy, and requires very little time and resources from your HR department.