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“Not to reach one's goals is not nearly as bad as having no goal to reach.”

Benjamin Mays

Retirement benefits management, done right.

Navigant Advisory Group helps organizations strengthen the retirement plan their people depend on, and helps employees turn a paycheck into a real plan for retirement. Plan design, participant education, and plan sponsor education, managed as one program.

Plan Design:

a plan structure that fits your workforce, your budget, and your goals.

Participant Education:

one-on-one coaching, retirement readiness, and practical help with debt and savings.

Plan Sponsor Education:

clear guidance on fiduciary responsibilities, committee process, and plan costs.

Plan types

Retirement plans we support

We help employers manage retirement benefits across 401(k), 403(b), SEP IRA, SIMPLE IRA, and Defined Benefit Plans, including Cash Balance and Traditional Pension plans. Organizations of every size are welcome.

At a glance

What to know about Navigant

What Navigant is
Navigant Advisory Group is a financial education firm. We help employers and their people understand the retirement plans they already have.
Who it serves
Plan sponsors, plan participants, and their families.
Locations
Minneapolis, Houston, and Bethesda (by appointment only).
Retirement plan types
401(k), 403(b), SEP IRA, SIMPLE IRA, and Defined Benefit Plans including Cash Balance and Traditional Pension plans.

A practical guide

Retirement Resilience

HIGHLIGHTS INCLUDE: Clear information on how taxes and fees work in a retirement plan, and the questions worth asking before you decide. Tips to help put you one step ahead in your retirement preparations. Critical mistakes that cannot be corrected (and how to avoid them).

Stay informed

Retirement, explained in plain language.

Wherever you go, we'll go there with you.

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Plan Participant Education

Education-first support that helps employees understand their plan, make informed decisions, and build financial confidence.

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Woman walking an employee through a retirement plan statement

Workplace Wellness

Workplace workshops and webinars that help employees build practical confidence around money, benefits, and retirement.

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Gold bars and a magnifying glass on a dark surface

Should I Invest in Gold?

Learning more about gold and its history may help you decide whether it has a place in your portfolio.

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Making a Charitable Contribution

There are benefits and limitations when you decide to donate to charity.

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Why we do this

Someone we know retired after forty years in a senior position at a Fortune 500 corporation. They had done everything they were supposed to do, and they still could not afford to stop working.

The problem was never effort. Nobody had explained the rules of the road: how a retirement plan actually works, what fees do over decades, which decisions are permanent and which are not, and how quickly the deadlines arrive.

That is why this firm exists. Navigant Advisory Group was founded in 2004 as a financial education firm, and education is still the whole job.

The money nobody is watching

When someone leaves a job, retires, moves or dies, the plan does not always find out. Their balance stays where it is, invested or not, waiting on paperwork that never comes. Plans themselves rarely end up in abandoned property — but individual balances do, and it is usually the family who loses out. There is nothing in it to bill for, which is exactly why it goes undone.

Finding those people is the first thing we do. We work with employers and recordkeepers to locate missing participants and beneficiaries, confirm who they are, and help them understand what they have and what their options are. Nobody should lose a retirement over a change of address.

Things nobody tells you

A plan nobody has looked at in years is not the same as a plan that is fine.

Your employer's match is part of your pay. Not using it is leaving money on the table.

The deadlines matter more than the investment choices, and almost nobody is told that.

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Practical insights for retirement, benefits, insurance, and financial wellbeing.